Cuscal Limited

We’re Cuscal, the complete payments partner. We deliver innovative, reliable, secure payment solutions for businesses of all shapes and sizes. Our business is payments. We are Australia’s leading provider of end-to-end payments solutions. An Authorised Deposit-taking Institution (ADI), our extensive capabilities include card and acquiring products, mobile payments, fraud prevention, EFT switching and settlements, plus we run the rediATM Scheme, one of Australia’s largest ATM networks.

But, what really sets us apart is the way we do business.
We strive to act as true partners to our clients. We work collaboratively with them to ensure that our products and services meet their needs and the needs of their customers.

We help our growing base of over 100 clients from a range of industries (including financial services, airlines, fintech and retail) to make payments easy for their customers. We give our clients the technology, scale and licensing they need to compete with the largest players in payments, or simply take a complex problem off their hands, enabling them to focus on whatever it is which makes them unique and successful.
Our representation on all of the major industry boards and associations allows us to make our clients’ views and interests heard at the highest levels, creating a more level playing field.
We think this helps to increase competition in Australia’s payments industry, offers greater choice for businesses and keeps costs down for consumers.

We create products which solve problems
We use our industry expertise, combined with our thorough understanding of our clients’ businesses, to create products and services which fulfill the needs of our clients and their customers. But, we also know that not every business is the same. So, we use our in-house, development team to create bespoke solutions and get them to market quickly.

In recent years we have helped our clients capitalise on the digital revolution sweeping through the payments industry. We enabled over 60% of the financial institutions that were live on Day 1 of the New Payments Platform (NPP) and facilitated our clients to be the first Australian financial institutions to offer their customers all three global mobile wallets (Apple Pay, Google PayTM and Samsung Pay). We also offer offer Australia’s most advanced white-label mobile banking app.